Programs for Eligibility

1

Normal Income

Every Bank have different Terms & Norms for finances. So, according to the study, Banks ask for a minimum income of ₹ 25,000 for a normal personal loan.

5

Banking

We offers a wide range of loans to meet your diverse needs. Whether the need is for a house, child's education, our unique and need specific loans will enable you to convert your dreams to realities.

3

Gross Turnover

Turnover calculates how quickly the company is able to sell the inventory or how fast the company collects the cash from the accounts receivables, during a specific period of time.

9

BT Program

Balance transfer of loan is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better rate of interest and also better features.

2

LRD

The eligibility criteria for Lease Rental Discounting is different for salaried and self-employed individuals. Minimum Limit for LRD is Rs. 5,00,000

7

Gross Profit

Gross profit is the profit a company or business makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

3 (1)

LIP

Low Income Programme serves as a deposit account for construction funds. The buyers down payment is deposited into this account and is used for the initial construction draws.

2 (1)

GST

The goods and services tax (GST) is an indirect federal sales tax that is applied to the cost of certain goods and services. The GST is a value-added tax levied on goods and services

8

Low LTV

Loan-to-value (LTV) is an often used ratio in mortgage lending to determine the amount necessary to put in a down payment and whether a lender will extend credit to a borrower.